New · Spendwise for iOS and Android — the same ledger, in your pocket.
Upload · Sort · Understand

Know where it all
goes.

Spendwise turns your bank statements into a clear picture of every euro, all in one place.

Download on theApp StoreGET IT ONGoogle Play
9:41
Good morning
Hey, Botond
October · 3 accounts
B
Spent in OctoberOct 2026
€1,248.60
↓ 8% vs September
MAYOCT
INCOME
+€3,200
SAVED
39%
Coming up
Netflix
Fri, Oct 17
€13.99
4
Statement formats read
0
Card or IBAN numbers kept
1 tap
To teach it a rule
2
Platforms: iOS and Android
What Spendwise does

Everything your bank app never tells you.

Import

Drop in any statement.

PDF, Excel, Word or CSV, from any bank. Spendwise reads the transactions out for you, and overlapping uploads are deduplicated automatically.

  • PDF, XLSX, DOCX and CSV
  • Multiple banks and accounts side by side
  • Duplicates skipped across overlapping months
Add a statement
PDF · XLSX · DOCX · CSV
ing_2026_10.pdf
Reading 148 transactions…
72%
RECENT UPLOADS
revolut_sept.xlsx
Revolut · 96 tx
Done
main_account_q3.csv
Main account · 212 tx
12 dupes skipped
Privacy

Only the numbers that count.

Card, account and IBAN numbers are stripped out as the file is read. What's left is an anonymized list of transactions: a merchant, a date and an amount.

  • Sensitive numbers removed before saving
  • Only anonymized transactions are stored
  • Sign in with Google, no new password
FROM YOUR STATEMENT
2026-10-14 LIDL 0412 AMSTERDAM
Card 5167 •••• •••• 2291
From NL91 ABNA 0417 1643 00
Amount -26.15 EUR
WHAT SPENDWISE STORES
L
Lidl
Groceries · Oct 14
-€26.15
IBAN removed
Card no. removed
Account no. removed
Smart categories

Sorted for you, remembered.

AI files every transaction. If it isn't sure, it asks once and remembers your answer as a rule. Rename categories or make your own whenever you like.

  • Automatic categories for every transaction
  • Your answers become rules
  • Custom categories, edited anytime
QUICK QUESTION
Is FRESH FIELDS MARKET groceries?
RECENTLY SORTED
L
Lidl
Groceries
-€26.15
B
Blue Bottle Coffee
Eating out
-€4.80
M
Metro pass
Transport
-€29.00
Clean data

Moving money isn't spending it.

Transfers between your own accounts are matched, so sending €500 from your main account to Revolut doesn't show up as spending. Anything else you want left out, you can exclude.

  • Own-account transfers matched both ways
  • Overlapping uploads deduplicated
  • Exclude single transactions from analytics
Transfer matched
Between your own accounts
Not spending
Main account
-€500
Revolut
+€500
LEFT OUT OF ANALYTICS
Birthday dinner, split
Excluded from analytics
main_account_q3.csv
Overlaps September upload
12 dupes skipped
Breakdown & budgets

See the whole month at once.

Spending, income and savings in one view. Steady income is kept apart from one-off money, and budgets show you how much is left in each category.

  • Charts for spending, income and savings
  • Steady income separated from random income
  • Budgets per category
TOTAL SPENT
€1,248.60
October 2026
€450 transfers excluded
BUDGETS
Groceries€274.90 / €330
Transport€199.90 / €420
Eating out€174.90 / €150
STEADY INCOME
+€3,200
RANDOM INCOME
+€128
How it works

Three steps to a clear month.

1
Upload your statements
Install the app, sign in with Google and drop in statements from every account. Sensitive numbers are removed as they're read.
2
Answer a few questions
AI sorts the rest. When it asks about a merchant, your answer becomes a rule for next time.
3
Read your month
See spending, income, savings, budgets and subscriptions right on your phone.
Subscriptions

Catch every quiet
charge.

Recurring payments are found and flagged automatically, including the ones that quietly raise their price.

Found automaticallyPrice changes flaggedUpcoming charges
ON SUBSCRIPTIONS
€96.40 /mo
6 active, 1 price change this month
Netflix
Monthly · next Oct 17
€13.99
Spotify Family
Monthly · next Oct 22
€17.99
Gym membership
Was €39.90 · now €44.90
€44.90
iCloud+
Monthly · next Nov 2
€2.99
FAQ

Good to know.

Start with one statement.

Download Spendwise and start seeing where your money goes today.

Download on theApp StoreGET IT ONGoogle Play